The Platinum Secret

$450 is really nothing when you start looking deeper

The American Express Platinum Card is the symbol of wealth. Second only to the ever prestigious Centurion (aka Black Card), the Platinum Card is actually one in which affords advantages that allow it to pay for itself and benefit all cheapskates around the world.

Heres how you can truly benefit from the card, and stay cheap:

1. Use the $200 airline incidental privilege on airline gift certificates. This works with most airlines, and this effectively reduces the hefty $450 fee to a more manageable $250.

2. Use the card around the world (anywhere that takes Amex, that is), and pay zero foreign transaction fees.

3. Fly a lot? Get free access to the airport lounges this privilege is great especially at Delta SkyClubs, where you get free booze, making layovers more fun. Daypasses would otherwise set you back up to $50 a day at these lounges.

4. When you sign up for the card, you get 25,000 member rewards points, which can translate to free hotel rooms, or a free flight.

Essentially, with the four things listed above, your $450 fee easily pays for itself in just one year.

Check out Startopedia.com, the free personal start page on the web!

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